Life insurance guarantees that your family is protected. General term life insurance can support your family with income, cover debts, pay montages or even college tuition. A to Z Insurance offers customizable policies tailored to you and your loved ones.
A lot of people are not covered or do not have enough coverage. Those who do buy life insurance often do not understand how much to buy and what is a fair price. Here are some tips:
Lying on a life insurance application can lead to a denied claim. Make sure that when you apply, you provide honest and accurate details of your health. This way, your policy can reflect your needs, and claims will not be denied. More often, this happens to smokers. They leave out the habit and are denied a claim when it is needed most.
Rates are based partially on age. Older applicants will see higher rates than those that apply young. The best strategy is to apply for insurance while you are young and healthy, receiving the best rates for your life insurance policy!
One mistake made when buying life insurance is purchasing too little. One of 50 million U.S. citizens are under-insured. Look at your individual situation before purchasing. Things to consider are all debt, income, health, age until retirement, and other life-related factors. You want coverage that will cover these factors and provide a safety net for your family.
Your life insurance could be at risk if you are habitually partaking in unhealthy habits. Smoking, even in good health, can increase rates by 2, 3 or sometimes 4 times the amount nonsmokers pay. You can ask for a re-evaluation if you have killed the bad habit, but it is not guaranteed.
Protect the future of your family and loved ones with term life insurance from A to Z Insurance. We offer a variety of low-cost plans, some without a medical exam requirement.
Getting insured by one of the experts at A to Z Insurance is easy! We sell insurance at our local offices, online here and over the phone at 1-888-721-2511. Feel free to contact us via the contact section of our website and we will respond as fast as possible. Just want an insurance quote? Click to apply below