If you are visiting the Site from outside the United States, please do not provide any personal data through the Site or by e-mail, as this Policy may not comply with local laws in your jurisdiction.
This Site is not intended for visitors under 18 years of age. We do not knowingly solicit or collect personal data from or about people under 18 years of age, nor do we knowingly market our products or services to people under 18 years of age.
Personal data identifies an individual by, for example, name, address, telephone number, or e-mail address. We may collect the following types of personal data: (1) if you apply for a job, your name, address, references, and employment history; (2) if you apply for credit, your name, address, social security number, credit history, and financial information, directly or through one of our brokers or dealers; (3) if you use this Site to check the status of your account, your name, account number, and other information, such as a password, to verify your identity; and (4) if you send us e-mail or request information, your name, e-mail address, and any other personal data you supply in your e-mail message.
Regardless of cookies, all web browsers transmit the IP address of the computer on which they are running (so that the web server knows where to send the requested web page). We analyze IP addresses only in extraordinary circumstances to attempt to track hackers.
We may use the data that you provide as follows: (1) if you apply for a job, to consider you for the position and to contact references; (2) if you apply for credit, to assess your credit-worthiness (including retrieving credit reports) and to approve or reject your application; (3) if you check the status of your account, to respond to your inquiry; (4) if you send us e-mail or request information, to reply to your request. We may also use the data that you provide to help us improve the content and function of the Site or other sites, to better understand our customers and markets, to improve our products and services, to enhance our marketing and promotional efforts, to improve product offerings, and to later contact you, electronically or otherwise, about products or services that we believe will interest you. If required by law, such communications will explain how to “opt out” of receiving future communications. You cannot, however, opt out of receiving communications about your account, such as service announcements and administrative notices.
Caliber Home Loans may share data that you provide under the following circumstances:
Caliber Home Loans uses reasonable measures to protect personal data from unauthorized access, deletion, or alteration. Any information you provide on an on-line Caliber Home Loans form (such as a job or credit application) is encrypted. Any personal information that Caliber Home Loans electronically transmits to you at your request (such as your account balance) is encrypted. E-mail communications are not encrypted. Therefore, you should not send any personal data by e-mail. Caliber Home Loans will never send you e-mail requesting personal data.
Caliber Home Loans does not control and is not responsible for other visitors’ treatment of information that you post on public areas of the Site. For example, such information may be collected and used by others for their own purposes, including sending you unsolicited e-mail.
If you wish to review, correct, or remove personal data that you provided to Caliber Home Loans, please send an e-mail to
Notices and revisions
The loan process many times boils down to what you can afford. A good way to check your potential finances is to utilize a monthly payment calculator such as the one found here with Caliber.
Designed to elevate your opportunities in the housing market and get you back on your feet, the Fresh Start program boasts features such as low down payments and favorable credit score requirements. Is Fresh Start for you?