Dover, Delaware

In our previous article, we covered the essential types of insurance coverage that religious institutions and charitable organizations need to protect their missions. Now, we turn to an equally important question: how much liability coverage is sufficient for your situation? Finding the right amount requires weighing your organization’s risk exposure against its financial resources.

Determining the appropriate coverage limit means assessing factors specific to your organization, including its size, activities, asset values, and legal environment. There’s no universal answer, but by carefully considering these elements, you can make an informed choice that balances protection and fiscal responsibility.